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Tax Deductions and write-offs for Santa Clarita Homeowners for 2015

Tax deductions for homeowners All of the Santa Clarita homeowners should take advantage of the tax deductions, write-offs and tax breaks available for this year in 2015. Mortgage interest tax deduction Homeowners should take a mortgage interest tax deduction. To qualify, the mortgage must have some sort of residence associated with it. All forms of [...]

Personal Loans

A personal loan can be used for just about anything. In the article in The Guardian, the subject is how to get a personal loan. As you will find in this source, getting a personal loan is the easiest way to raise up to 5000 for a variety of living costs including mortgage, bills, and [...]

Castaic house for sale, 30445 Servilla Place, CA 91384

Castaic house for sale I just listed a beautiful big Castaic house for sale it is located in the upscale Hillcrest Highlands area on a quiet cul-de-sac just off of the Hillcrest Parkway at $529,990. The standard sale owner told me that she will consider all offers from home buyers. This house has great curb [...]

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Lauren Nemeschansky

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

About Lauren Nemeschansky

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!
Here are my most recent post

Tax Deductions and write-offs for Santa Clarita Homeowners for 2015

Posted on: April 10th, 2015 by Lauren Nemeschansky 21,920 Comments

Tax deductions for homeowners

All of the Santa Clarita homeowners should take advantage of the tax deductions, write-offs and tax breaks available for this year in 2015.

Mortgage interest tax deduction

Homeowners should take a mortgage interest tax deduction. To qualify, the mortgage must have some sort of residence associated with it. All forms of homes and residences would qualify such as a mobile home, trailer, house-boat, condominium or house as long as the tax payer lives in it.

Property tax deduction

Homeowners can deduct the taxes paid on their property. If you worked out to include these taxes to be paid through your mortgage holder you can contact them for a copy or the County Tax Assessor’s office for a copy of your annual tax bill if you don’t have a copy on hand. It is generally mailed out to the homeowners, including the special city and local assessments each year.

Prepaid insurance premiums as tax deductions

Homeowners should also take advantage of deducting many types of prepaid insurance premiums, ie. VA, FHA,PMI and closing costs associated with the property when it was purchased. PMI can only be deducted for a residence purchased in 2007 or later, this may be the last year this deduction is allowed so be sure to claim it. PMI is a private mortgage insurance which buyers are required to take if they are putting less than 20% down on a residence. A homeowner can also deduct any prepaid property taxes for 2014 paid on the residence, your HUD provided by the escrow company would list all of these “prepaid” and “other” often tax deductible charges.

Prepaid interest and point as tax deductions

Homeowners should take a tax deduction for any prepaid interest or points. Usually this interest is fully deductible the year of purchase. However, it can also depending on the situation be fully or partially deducted for a refinance.

Prepaid interest and points for a refinance as a tax deduction

In the case of a refinance, the amount of the tax deduction and if and when it can be taken would depend on whether the refinance money was used 100% towards home improvements. If the refinance money was used for other purposes than a partial deduction spread out over the life of the loan may usually still be taken.

Tax deductions for energy efficient home improvements

Homeowners should also deduct any home improvements that make the home more “energy efficient.” Some examples of these would be installing solar panels, roof, energy efficient water heaters, windows, doors, insulation, Star rated air-conditioners and heaters and certain appliances. Also check with the electric company for possible rebates on some of these items.

Tax deductions for rental and vacation properties

Homeowners should also take advantage of the deductions offered for any rental property or vacation homes that they own. Many of the improvements and upkeep charges to these types of properties are tax deductible.
Feel free to contact Lauren Nemeschansky, M.S., Realtor at REMAX of Santa Clarita direct phone number (661)310-8215
Email:RealtorLauren@gmail.com
Visit my website at www.scvknow.com
This information is for general and educational purposes only and should not be relied on for tax purposes. Please check with your tax professional for details about which if any deductions would apply to your particular situation


Article: Tax Deductions and write-offs for Santa Clarita Homeowners for 2015
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

Tax Deductions and write-offs for Santa Clarita Homeowners for 2015

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

Personal Loans

Posted on: November 7th, 2014 by Lauren Nemeschansky 17 Comments

A personal loan can be used for just about anything. In the article in The Guardian, the subject is how to get a personal loan. As you will find in this source, getting a personal loan is the easiest way to raise up to 5000 for a variety of living costs including mortgage, bills, and holidays. You need to know the key steps, and before you even apply for a loan, you need to know that there are other institutions that can offer great personal loans.

Check your credit report

You need to check your credit report regularly. You need to check it every year to make sure it is accurate and the information is current. You can do this on the Nationwide website. If you are living with your parents, a friend, a sibling, a housemate, a workmate or anyone in a long-term relationship, it is still possible to get a credit report.

You are only allowed one-off checks to your credit report every 12 months. If your credit score drops, the name of the lender will be added to the report. So even if the information is incorrect or not current, you will still have to provide all the information requested.

If you are in doubt whether your credit report is accurate, you can ask the new owners of your credit card to ask for a credit report.

Get a lending calculator

You will need to get a lending calculator. This can be online, from a cash machine, or from a financial advisor, but many of the ones available will only give you a personal loan. So before you get into any details, do this.

Your goal is to make the maximum loan you can. The lender wants to give you a fair loan at the highest rate they can. So if you are asking for a personal loan and they can only offer you a personal loan, they might charge you a higher interest rate. Or they might decide you are a good risk, and give you the highest rate of interest. So you will need a lending calculator to check the information and make sure you are getting the best interest rate.

You will also want to take into account your risk profile: do you have a history of money problems, or are you used to living on your own? All of these factors will affect how much you will repay in interest.
Most lenders will come up with a number that you can use, but as you know, if you make mistakes with your personal loan, you can end up repaying a lot more interest than the minimum. So, make sure you get the help you need from institutions like WECU in order to keep your finances organized. In addition, if you are interested in trading, you may start looking at trade fx on VT markets in France.


Article: Personal Loans
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

Personal Loans

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

Castaic house for sale, 30445 Servilla Place, CA 91384

Posted on: November 9th, 2013 by Lauren Nemeschansky 17,436 Comments

Castaic house for sale

I just listed a beautiful big Castaic house for sale it is located in the upscale Hillcrest Highlands area on a quiet cul-de-sac just off of the Hillcrest Parkway at $529,990. The standard sale owner told me that she will consider all offers from home buyers. This house has great curb appeal. The address is 30445 Servilla Place, Castaic CA 91384.Castaic House for sale

Why you should be buying a house in Castaic

You should consider buying a house in Castaic." href="http://scvknow.com/blog/category/buying-a-house-in-castaic-2/"> buying a house in Castaic. Many home buyers don’t realize what a great value they can get in Castaic for a home purchase and it is a fast and easy commute just off the 5 freeway. I just spoke with some Castaic homeowners who told me that it is faster for them to get to work downtown from Castaic than it was when they lived in Woodland Hills in the San Fernando Valley because the 5 freeway near Castaic has much less traffic in the morning than the 101 freeway that they used to take.

Castaic is a safe neighborhood with excellent schools

Castaic is a safe neighborhood with excellent schools. It is a wonderful place to raise a family. You will see there are many children playing outside as they once did years ago in many areas of Los Angeles and the San Fernando Valley. The schools in Castaic are highly rated with high test scores and have won awards. They are in the process of building a new high school. Currently the children attend the local elementary schools and junior high school in Castaic. They are building a brand new high school in Castaic. Until it is completed The high school students who reside in Castaic are attending Valencia High School in Valencia, occasionally they attend West Ranch High School in Stevenson Ranch which are both very high ranking and excellent schools. Once the new high school is built it is sure to be as excellent as the elementary and Junior high that the Castaic children currently attend in Castaic.

This Castaic home for sale is an excellent value

30445 Servilla Place, Castaic CA 91384.
This Castaic home for sale is an excellent value for a home buyer. It is large, over 2,256 square feet for only $529,990. It is move in ready with many upgrades including granite kitchen counters with island, stainless appliances, fireplace, sunk in tub and separate shower, huge walk in closets, travertine large stone like neutral light beige tiles, neutral tri color beige carpet, designer lights and fresh paint. The outside is lovely. It is located on a quiet and family friendly cul-de-sac. In the big back yard there is a large wrap around covered patio with stamped stone like concrete for your outdoor dining pleasure and fine entertaining.  The front and back is newly landscaped with a large grassy back yard trimmed with nice shrubs. The house is completely fenced with block walls and new wrought iron gates. The side yard is fenced perfect for a dog run leading off the attached direct access garage.

Castaic home buying is a smart choice for wise home shoppers

Castaic home buying is a smart choice for wise home shoppers because it is such an easy commute downtown on the 5 freeway. The house is freeway close but very quiet. It only takes about 10 minutes to get to Northridge in the San Fernando Valley and is a quick drive straight on the least crowded 5 freeway to Burbank and Glendale where many people work. It is actually a quicker commute from Castaic downtown or to other areas off the 5 freeway than it is from many areas of the Santa Clarita Valley and San Fernando Valley that are much more expensive with more crowded freeways. The Castaic area is building up fast. There are new shops and restaurants being built. There is a lovely lake where fishing and swimming are permitted. Why should a home buyer buy a home in another area which may require driving on a very crowded freeway for a longer commute to work when they can purchase a fine home like this one in Castaic? This Servilla Place home is freeway close off the less crowded portion of the 5 freeway for an easy commute to Burbank, Glendale and downtown and get an extremely beautiful, newer upgraded home with much more “bang for your buck”?

Castaic homes for sale are a specialty of Lauren Nemeschansky

Lauren Nemeschansky, Realtor, has access to many Castaic homes for sale. She has lived and worked in Santa Clarita and the Castaic area for many years. Castaic is one of the best kept secrets in Northern Los Angeles County and a gem of an area just north of the San Fernando Valley and is connected to Santa Clarita, next to Magic Mountain. Castaic has nice newer shops and restaurants and is only a 5 minute drive to the large Valencia Town Center shopping mall by Westfield. Castaic has a very low crime rate and a friendly small town feel. It is a wonderful place to raise your children with excellent schools and activities for children and teenagers. Call Lauren Nemeschansky , REMAX of Santa Clarita at (661)310-8215 to learn more about this and any other homes in Castaic and find out how much a Castaic home can offer you and your family.


Article: Castaic house for sale, 30445 Servilla Place, CA 91384
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

Castaic house for sale, 30445 Servilla Place, CA 91384

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

Valencia real estate market report-July update

Posted on: August 5th, 2013 by Lauren Nemeschansky 11,783 Comments

Valencia real estate market report

Valencia market update Valencia real estate market report is the latest feature within my blogging site. Each and every month I will bring you statics about the real estate market in Valencia. This is beneficial for you no matter if you are buying a house in Valencia or whether you are selling a home in Valencia or you just want to find out the value of your property and follow the trends in the real estate market in Valencia. To sum up this months pulse of the real estate in Valencia: homes for sale in Valencia do not remain very long on the market.

July real estate market trends in Valenica

In the Valencia the residence sales prices for already existing homes sales continue to be strong. Lots of home sellers are wondering precisely how the surge in the lending rates are going to effect the Valencia real estate market. There was no downturn in the amount of single family homes sold in July compared with the prior two months. It is premature to tell what effect the rise in interest rates may have on the real estate market in Valencia. The good news is that measured up to last year home sales in Valencia and home prices are up. The home prices in Valencia are up by 12% from last year and the number of home sales in Valencia are up by 37 %.

More homes for sale in Valencia

Currently more sellers are adding their homes for sale in Valencia compared to in 2012. This will certainly assist the apparently low supply of houses for sale. The current inventory is still at a miniscule two months inventory. In a healthy and balanced real estate market one assumes to have a six months supply.

Good news in Valencia real estate market

The excellent news with regard to Valencia homeowners is that if you are thinking of selling Valencia home is that the home does not stay very long on the market: 35 days in July versus 27 in June and in July 2012 the number was 66. It is evident that the real estate market in Valencia is a sellers market.

Distressed properties in Valencia

The quantity of distressed properties have decrease since December of 2012. Presently distressed properties in Valencia market stand for 19 % of the totality of homes sold. Total homes sold in Valenica in July 2013 was 111 of which 17 were short sales and 4 were bank owned homes. A year ago in July 2012 74 Valencia houses were sold of which 32 were short sale and 9 were bank owned. This converts to 55 % of the homes sold in Valencia were distressed properties in July 2012.

Many real estate market experts agree that the principles for the future of new homes sales in Valencia are simply very sound.

July Valencia real estate statistics

Valencia real estate market by numbers. Last three months

Single family homes in Valencia:

I will first give you the statistic of single family homes in Valencia.
Active Listings:
May: 122 June: 1379 July: 130

Median Days to sell;
May: 28 June: 27 July: 35

Median List price;
May: $487,450 June: $479,900 July: $514,475

Median sales price;
May: $450,000 June: $460,500 July: $452,500

Number of new listings;
May: 86 June: 95 July: 88

Number of sales;
May: 71 June: 65 July: 73

Condominiums and townhomes in Valencia:

Here are the statics for condominiums and townhomes in Valencia:
Active Listings:
May: 61 June: 64 July: 58

Median Days to sell;
May: 39 June: 35 July: 34

Median List price;
May: $300,000 June: $307,500 July: 314,960

Median sales price;
May: $272,500 June: 290,000 July: 330,000

Number of new listings;
May: 39 June: 42 July: 47

Number of sales;
May: 34 June: 29 July: 38

All of the data in this post is based on the information obtained from the SoCal MLS.

Santa Clarita market update is also available.


Article: Valencia real estate market report-July update
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

Valencia real estate market report-July update

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

Santa Clarita Real Estate Market Report-July 2013

Posted on: August 2nd, 2013 by Lauren Nemeschansky 11,937 Comments

Santa Clarita real estate market report -July update

Santa Clarita market update
Santa Clarita real estate market report is a new feature on my blog. Each month I will bring you statics about the real estate market in Santa Clarita. This is useful for you whether you are buying a house in Santa Clarita or whether you are selling a home in Santa Clarita or you just want to know the value of your home and follow the trends in the real estate market in Santa Clarita. To summarize this months pulse of the real estate in Santa Clarita: homes for sale in Santa Clarita do not stay very long on the market.

July real estate market trends in Santa Clarita

In the Santa Clarita Valley the home prices for existing homes sales remain solid.
Many home sellers are wondering how the rise in the interest rates will effect the Santa Clarita real estate market. There was no decline in the number of single family homes sold in July compared with the previous two months. It is too soon to tell what effect the rise in interest rates will have on the real estate market in Santa Clarita. The good news is that compared to last year home sales in Santa Clarita and home prices are up.The home prices in Santa Clarita are up by 23% from last year and the number of home sales in Santa Clarita are up by 5%.

More homes for sale in Santa Clarita

Today more sellers are putting their homes for sale in Santa Clarita than last year. This will help ease the apparently low supply of homes for sale. The current inventory is still at a dismal two months inventory. In a healthy real estate market one expects have a six months inventory.

Good news in Santa Clarita real estate market

The good news for Santa Clarita homeowners is that if you are thinking of selling Santa Clarita home is that the home does not stay very long on the market : 32 days in July versus 43 in June and in July 2012 the number was 63. It is clear that the real estate market in Santa Clarita is a sellers market.

Distressed properties in Santa Clarita

The number of distressed properties have declined since December of 2012. Currently distressed properties in Santa Clarita market represent 25% of the number of homes sold. Total homes sold in Santa Clarita in July 2013 was 327 of which 67 were short sales and 13 were bank owned properties. A year ago in July 2012 307 Santa Clarita homes were sold of which 131 were short sale and 58 were bank owned. This translates to 62% of the homes sold in Santa Clarita were distressed properties in July 2012.

Most real estate market experts agree that the fundamentals for the future of new homes sales in Santa Clarita are very strong.

July Santa Clarita real estate statistics

Santa Clarita real estate market by numbers. Last three months

Single family homes in Santa Clarita:

I will first give you the statistic of single family homes in Santa Clarita.
Active Listings:
May: 504 June: 499 July: 447

Median Days to sell;
May: 36 June: 43 July: 32

Median List price;
May: $450,000 June: 477,500 July: 449,000

Median sales price;
May: $430,000 June: 452,500 July: 430,000

Number of new listings;
May: 300 June: 290 July: 301

Number of sales;
May: 241 June: 232 July: 239

Condominiums and townhomes in Santa Clarita:

Here are the statics for condominiums and townhomes in Santa Clarita:
Active Listings:
May: 165 June: 192 July: 186

Median Days to sell;
May: 26 June: 22 July: 32

Median List price;
May: $263,500 June: 259,500 July: 264,500

Median sales price;
May: $227,500 June: 231,000 July: 260,000

Number of new listings;
May: 110 June: 136 July: 133

Number of sales;
May: 90 June: 85 July: 92

All of the data in this post is based on the information obtained from the SoCal MLS.


Article: Santa Clarita Real Estate Market Report-July 2013
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

Santa Clarita Real Estate Market Report-July 2013

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

Fair Oaks house for sale in a gated community for under $400,000!!!

Posted on: July 28th, 2013 by Lauren Nemeschansky 12,024 Comments

Looking for a Fair Oaks house for sale in Santa Clarita?

buying  a home in Fair Oaks Ranch Santa Clarita home buyers know that it is hard to find a Fair Oaks house for sale in Santa Clarita because of the very limited inventory. If you are looking to buy a house in Santa Clarita and want a beautiful newer neighborhood that is safe then this Santa Clarita house for sale is the best choice for you. The area of Fair Oak Ranch, usually called Fair Oaks is a newer neighborhood in Santa Clarita. It is rare that you can find a beautiful house in a gated community for under $400,000. This Fair Oaks home for sale is located at 27268 Marisa Drive Santa Clarita CA 91387. It is adjacent to Fair Oaks and Lost Canyon Road in Santa Clarita.
One of the best things about this house is that it has no Mello Roos tax. As all Santa Clarita home owners know the Santa Clarita schools are excellent. This standard sale in Fair Oaks Ranch is not an apartment or attached town home but a free standing single family residence with 3 bedrooms and three bathrooms and a yard. It is a turning key home for sale in move in ready and excellent condition. This Fair Oaks Ranch home is not a short sale but a standard sale home that is ready for a move in 30 days or less. It is a well maintained home and the pride of owner ship as a standard house for sale in Canyon Country. Look at these photos of this Fair Oaks home for sale. It is just off the 14 freeway with a short 15 minute commute to the San Fernando Valley. Downtown Los Angeles is only 40 minutes away by car.

Fair Oaks a great suburb of Los Angeles

This Santa Clarita home for sale is close to the Via Princessa metrolink station. The train ride to down town Los Angeles is easy and relaxing. The metrolink train goes directly to downtown with stops in the San Fernando Valley, Glendale and Burbank among others. This Fair Oaks house for sale is very conveniently located in Santa Clarita valley. In addition to being close to the metrolink station it also ideally situation for freeway commute, with easy access to the 14 freeway. This is very convenient if you are commuting to downtown Los Angeles, Burbank, Glendale and all of the major Los Angeles business areas.

Standard sale in Santa Clarita for under $400,000

Many Santa Clarita home buyers have been looking for starter homes for under $400,000 in Fair Oaks Ranch without much success. This Fair Oaks home for sale has seen some “bad luck” with buyers. One home buyer did not qualify for a loan and another one unfortunately needed surgery so he could not continue with his purchase offer and had to rescind it. As a result of these events this standard sale in Fair Oaks is back on the market. This house is an amazing value, especially given its excellent condition and contemporary two story look and high curb appeal.

Fair Oaks house for sale with 3 bedrooms and its own yard

This Fair Oaks home for sale is a newer home, built in 2004 and has 3 full bedrooms and 3 bathrooms at 1,722 square feet. It is a two story home with a lovely yard in a gated community. Almost too good to be true for Santa Clarita home buyers looking for a house for sale in Fair Oaks. The best part is that this Santa Clarita house for sale is a standard sale. This house is located in the prestigious Fair Oaks area with a 91387 zip code. If you are looking for Fair Oaks Ranch homes for sale, or a Santa Clarita house for sale 91387 this house is definitely for you.

Fair Oaks home for sale with many upgrades

upgraded fair oaks ranch homeThis Santa Clarita home for sale is detached and free standing single family home. It is tastefully decorated in neutral soothing earth tone colors. The home has granite kitchen counters and with a lovely glass mosaic back splash and an adjacent breakfast bar. The kitchen includes stainless appliances. This standard sale in Santa Clarita has wood laminate flooring downstairs and plush beige carpet upstairs. There is also a lovely fireplace, done in complimentary glass mosaic tiles. The family room is adjoining the kitchen which leads to a lovely but low maintenance back yard complete with tinted stamped concrete and planters with roses and trees and a grassy area. The backyard is fully fenced in wood like resin fencing, which looks like wood but requires no upkeep and some block walls. The living room and large dining room area are for large family entertaining.

Additional pictures can be found on my website. If you are interested in seeing this home please contact me by emailing me at RealtorLauren@gmail.com or call Lauren at (661)-310-8215


Article: Fair Oaks house for sale in a gated community for under $400,000!!!
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

Fair Oaks house for sale in a gated community for under $400,000!!!

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

New home construction in Santa Clarita-How to buy a new home

Posted on: July 27th, 2013 by Lauren Nemeschansky 15,474 Comments

New home construction in Santa Clarita

new construction in   Santa Clarita
One sign that the Santa Clarita real estate is starting to boom is the return of new home construction in Santa Clarita. The new construction has always been a big source of homes for Santa Clarita home buyers.

Tour of model homes

Haven’t you taken a tour of the model homes just for decorating ideas and then fallen in love with the beautifully decorated new homes. Think about it for a second: if you have choice between a brand new home or a resale that are roughly of the same price which one would you choose. In the brand new home you can choose all the upgrades you want, and when you moving you have the type of flooring you like, no remodeling to be done. A lot of Santa Clarita home buyers choose the brand new construction in Santa Clarita. As a realtor I always visit the new home tour as they open. I must admit I also go to these model homes to get decorating ideas but I also go there for professional reasons to keep up with what is available for my Santa Clarita home buyers.

New phase release of model homes

At every new phase release there is a very long waiting list and some cases after you put your name on the waiting list you have to wait for several months to be invited to the phase release to choose your lot and model. The frustrating aspect of this long wait is that you the Santa Clarita home buyer will not know how much the home will cost by the time he is initiated to the phase release. Prices are going up in this hot Santa Clarita sellers market. The good think about the new construction is the help levitate the pressure on the Santa Clarita resale market and increase the inventory in the Santa Clarita real estate market. Currently our market is not very balanced as we only have a two months inventory.

Buying a brand new home from the builder

If you choose to buy a home from a builder there are several important things to keep in mind that I will outline below. When purchasing a single-family residences condominiums or town-homes there are a lot of factors to consider. This applies in particular if you are purchasing a new home from the builder. It is smart to have a realtor represent you in the transaction. Many buyers do not realize that they can be represented by their real estate agent when buying a home that is a new construction. Most builders offer a regular commission to the agent if the real estate agent registers the buyer. Remember that in order for the real estate to be able to represent you the realtor must be with you the very first time you visit the the model home. Otherwise you will be represented by the builder and you loose all the advantages of being represented by your own real estate agent.

Why use a real estate agent

A real estate agent will always be there to help you, protect you and advise you on real estate related issues. In many case a real estate agent can help you get additional upgrades from the builder. Being represented by a real estate agent will not cost anything extra. A real estate agent is there to protect your interest to view the real estate contracts.

If you have any question about buying new home construction in Santa Clarita or any other real estate related issues please contact Lauren Nemeschansky at (661)-310-8215, or visit my real estate website http://www.scvknow.com


Article: New home construction in Santa Clarita-How to buy a new home
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

New home construction in Santa Clarita-How to buy a new home

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

First time home buyers grant 2013 for Santa Clarita and San Fernando Valley

Posted on: July 21st, 2013 by Lauren Nemeschansky 7,976 Comments

First time home buyers grant

First time buyer grant
There is a new home owner grant, which means FREE MONEY for a qualified first time home buyer. They must purchase a home in either the Santa Clarita or San Fernando Valley area. Each grant will be awarded to the most deserving applicants for $2,000 to be paid after the close of escrow.

Grant available to police officers, Sheriff, CHP officers, veterans and active military

To qualify the home buyer must be either a veteran or serving in the military, a police officer, CHP officers, or sheriff. The amount of grants available are limited and will be awarded to qualified applicants on a first come first served basis until they run out. The program should last one year or until all of the grants are given out and started on May 6, 2013.

Grants for homes purchased in Santa Clarita and San Fernando Valley area cities

Buyers must purchase a home in either the Santa Clarita or San Fernando Valley areas, which does consist of many cities. Some of the cities where the grant could be used is; Valencia, Canyon Country, Saugus, Newhall, Castaic, Stevenson Ranch, Northridge, Granada Hills, Green Valley, Chatsworth,Woodland Hills, Encino, Sherman Oaks, Canoga Park, West Hills, Studio City, North Hollywood, Reseda, and many others.

First time home buyers do not mean you never owned a home just that its been 3 years

The applicant must be a first time home buyer as defined by the state of California, I believe that means that you could not have owned another home for 3 years proceeding this purchase but you could have owned a home at one time (home buyer to check with the state on that policy and confirm rather than relying on that).

If you owned while married and now are single you are a first time home buyer

If you only owned a home with a spouse and now you are single you are also considered a first time homeowner even if you just sold your home and now want to buy another one.

Income limitation for home owner grant is between $95,160 and $111,020

The income should not be more than $95,160 for 2 people or $111,020 for 3 or more people in the family. If you already closed escrow on your home after May 6, 2013 you may be eligible for the grant and should apply since you don’t have to apply for the grant until after close of escrow.

First time homebuyers course is required to be eligible

All applicants must attend a first time homebuyers course that is approved by the Los Angeles Housing Department, LAHD, I believe there is one given in Pacoima which would be closest to the Santa Clarita and San Fernando areas, the other is given in downtown LA. You will also need a copy of your ID, Income verification, proof of qualifying employment position, an escrow closing statement and an application from the Southland Association of Realtors, SRAR. The agent that represents you must be a member of SRAR.

Call me for more details and an application for this grant

If you are interested in this program and are thinking of buying a home then please contact me at (661)310-8215 and I will send you an application and provide you with much more detailed information


Article: First time home buyers grant 2013 for Santa Clarita and San Fernando Valley
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

First time home buyers grant 2013 for Santa Clarita and San Fernando Valley

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

The Santa Clarita real estate market is red hot

Posted on: July 14th, 2013 by Lauren Nemeschansky 11,202 Comments

Santa Clarita real estate market

Santa Clarita red hot real estate marketThe Santa Clarita real estate market is red hot and is at last on the track to revival following many years of decreasing home prices. Santa Clarita home prices have climbed by 18 % during the last six months. The average sale price has increased from $347,174 in December of 2012 to $410,034 in June of 2013. This has been propelled by reasonably priced homes and historically low mortgage rates, drop in foreclosures and lowered unemployment each of which has assisted both the sale of new homes along with sale of previously owned homes. Several of the buyers that have hesitated to buy when prices were decreasing have made a decision to jump into the market
Santa Clarita home prices

Santa Clarita housing market improving

A growing number of experts are acknowledging stronger, a lot more favorable reports on the Santa Clarita housing market, which is excellent news for long-suffering Santa Clarita residents, who at long last see some increase in home values after five years of decline and degeneration in the real estate market.

Competitive real estate market in Santa Clarita

The present market conditions for home sales in Santa Clarita with increasing home loan rates, restricted supply and decreasing unemployment have actually driven an increasing number of buyers into an extremely competitive real estate market.Long gone are the days when you could show a Santa Clarita home buyer houses in the course of a weekend and be assured a sale. Smaller sized inventory has actually added to the increase of house prices. As there are less houses offered, home sellers can ask more. In Santa Clarita real estate market, bidding wars have come back.

Santa Clarita MLS numbers

All-new numbers from the MLS indicate that the number of new listing during June surged 100 percent from December of 2012 as more home seller are putting their home up for sale.
New listings in  Santa Clarita
The inventory however remains still very low. Currently the inventory in Santa Clarita is a 2 months inventory. In a healthy and balanced real estate market it is about 6 months inventory. Interest is way up and inventory is low. That suggests home buyers are all contending to bid on the couple of homes that are on the marketplace. A few of home buyers offer on residential properties without actually viewing them. In the most Santa Clarita neighborhoods, sellers are regularly getting multiple offers over the asking price.

New home construction is back in Santa Clarita

It is at the same time insightful to observe that when the economic downturn hit, single-family housing construction stopped. Today in Santa Clarita you can identify a number of construction sites of new units. With some luck this will relieve some of the pressure of finding homes in Santa Clarita.

Interest rates and the real estate market

Home loan rates have gone up in current weeks, however the rises aren’t anticipated to alter much the hot real estate market in Santa Clarita It will most likely drive the market even further, as buyers move rapidly to lock in mortgages prior to rates increase much more.


Article: The Santa Clarita real estate market is red hot
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

The Santa Clarita real estate market is red hot

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!

Selling a Santa Clarita home in a increasing real estate market

Posted on: July 9th, 2013 by Lauren Nemeschansky 10,251 Comments

Selling homes in Santa Clarita

Rising  Santa Clarita real Estate Market

Selling a Santa Clarita home can be confusing in an increasing Santa Clarita real estate market. Santa Clarita home prices are increasing. Home sales are up for standard sales as compared with most sales being short sales or pre-foreclosures only a few months ago.

Santa Clarita home sales are becoming a sellers’ market

Home sales in Santa Clarita has turned quickly to become a sellers’ market. Only a short time ago it was a buyers market. There were many homes waiting to be sold and not enough home buyers. Now we have many home buyers trying to buy homes but not enough homes to sell. There is a limited inventory of homes in Santa Clarita and so a seller can get top dollar if they know what to do.

The market is increasing making selling a home in Santa Clarita good timing

Timing is important when it comes to selling a home. Now that home prices are rising it may be a good time to sell a home. Interest rates are still low but they are climbing up slowly. We don’t know what effect rising interest rates may have on home prices. Hopefully, for Santa Clarita home sellers the prices will continue to rise. However with rising interest rates the increase in Santa Clarita home prices may be temporary.

Santa Clarita home sellers learn to increase those bids

Santa Clarita home sellers can increase bids by exposing their homes to more buyers. Homes listed for sale in Santa Clarita should be marketed to many buyers. The more buyers that see the home the more offers you will receive. You should have as many online home photos as possible. A seller should allow buyers to view their Santa Clarita homes for sale. A lockbox should be used so that people can tour your Santa Clarita home in person while you are away. If you expose your home to more buyers then you will receive more offers. When you receive multiple offers on your home the buyers will often compete with higher bids to buy your Santa Clarita home. When the home buyers and their Realtors realize that there are many multiple offers on your home for sale they will usually increase their offer price. The price of the offers often increase based on the amount of offers received.


Article: Selling a Santa Clarita home in a increasing real estate market
Author: Lauren Nemeschansky : Following me on Google plus
Source: Santa Clarita Real Estate Agent

Selling a Santa Clarita home in a increasing real estate market

I am a local real estate agent here in Santa Clarita, a suburb of Los Angeles. I love to write about real estate buying and selling and address some difficult issues such as divorce and real estate, short sales, probate and relocation. I use the power of the internet and my blog to educate because in real estate “knowledge is power.” I will also enjoy some guest bloggers who are experts in their fields such as mortgage lenders, attorneys, and credit repair experts. Don’t forget to follow me on google+ and connect with social media sites!